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Prospa is on a mission to make financial management simpler for small businesses like yours.
Make business happen with lending products and a simple transaction account designed for what your business needs. Accessing the funds you need should be easy, so with Prospa there’s no lengthy application process and funding is possible in just hours. We get to know you so we can provide a solution that’s right for your business.
Manage your Prospa Business Account and funding products anytime, anywhere it suits you via the Prospa App or Online. Apply for funding of amounts between $2000 and $500,000, with repayments that work with your cashflow.
Join thousands of small businesses who’ve made business happen with the support of Australia's #1 online lender to small business.
Reviews 761
Frank Rose
Jan 21,2025It would be great if I could get a.loan for $4000 i would rate them top score
Ace Wiz
Jan 17,2025The service provided was truly exceptional from beginning to end. The team's transparency throughout the entire process was particularly noteworthy. Every step was clearly explained, making the experience smooth and easy to understand. Their professionalism and dedication to client satisfaction were evident. It was a pleasure working with such a skilled and helpful team.
Taimure Shah
Jan 16,2025Scammers,theives
Pierre Nowakowski
Jan 16,2025The communication is excellent, the approval process is quick. They even run through all the details with you. not rushing you.
Judith Groube
Jan 16,2025Prospa offers such good business financial support options. They make the process so simple and provide great customer service. Thank you
Dan Gerous
Jan 14,2025Legitimately, it is the worst company, not just a financial company, but the worst company I have ever dealt with in over 30 years of business. Prospa mandates that they have to be repaid through their app. You can't pay by direct debit or Bpay, it has to be through the app, and the app can take anywhere between 1-4 days to actually take the money from your account, meaning if its your main transaction account, you need to manage your money around waiting for them to eventually take it and if you don't and they happen to attempt after 4 days when money now isn't there, you'll get a non-payment strike affecting your credit score. I reached out to Prospa via multiple emails to proactively raise this as an issue at least 4 times with no response. Each time, the payment was manually repaid after but the non-payment strike had already been placed on my record,d affecting my credit record. When I needed additional funding to expand my business further, it was denied because of these payment strikes due to their system. At one point, I even attempted to pay off the $27k debt ultimately, but as the app took 4 days to try to pull the money and it was my main transaction account, I had been moving money around, and the payment bounced. I tried numerous times to reach out to the Prospa Management Team and various other people within the company that I could find online, but to no avail. I wouldn't touch Prospa with a ten-foot barge pole and suggest they need to drastically change their systems instead of s***ing on their clients.
Fleetrite Pty Ltd
Jan 13,2025Great Products, Great Service, Prospa team are always there to help us with our finance needs. Quick seemless approval. Kepp up the great work !!
Tyler Majcher
Jan 10,2025Negative!!! " Have to earn a minimum 6K a monthly " so I can get a loan if I'd be getting 6K monthly I wouldn't need a loan lol , that is an utter joke!!! I would not be going through with these guys
Phil pollard
Jan 09,2025The speed and efficiency is outstanding. It's great to always have your support 🙏🏽🙏🏽
Raymond Spiteri
Jan 04,2025Professionalism in process and following up when needed more info. White process explained up front with no hidden suppresses from start to end. Funds transferred day approved, team easy to deal with.
Mike Jones
Jan 03,2025Thanks to Prospa for funding my business
Delwyn
Jan 01,2025I have to say, this was an incredibly quick, easy, and seamless process. I called the team with a few questions, and Lou was exceptionally supportive and helpful. From application to receiving my line of credit, it took less than four hours—even on New Year’s Eve! I’m very impressed so far and highly recommend them!
Lisa
Dec 25,2024From the moment I discovered Prospa. I felt immediately at ease. The simplicity of applying for funds was very straightforward and very quick responsive customer service. Funds deposited same day. Highly recommend Prospa to any business requiring a little financial help immediately. Thank you!
Michelle Kunde
Dec 25,2024Fast, efficient and really great to deal with! Thank you :)
Steve Mannix
Dec 21,2024The funding hasn't come through yet, but I was given very good service
Steven Reichelt
Dec 16,2024HI, Extremely good service, very happy, would highly recommend
Bill V
Dec 15,2024Responsive, quick, and very accommodating to your business capital needs. Highly recommended.
Glenn
Dec 12,2024Very easy to deal with and set up line of credit with fast turn around.
JSR
Dec 11,2024I was very impressed at how quick this process took place . From the start to the final draw down of the funds it was honestly no longer than 72 hours . I would recommend Prospa to anyone needing business funds urgently , they came through for me in record time .
Level 1, 4-16 Yurong Street, Sydney, 2010, Sydney, AU
https://www.prospa.com
Sam Thurlow
Jan 21,2025FRIENDLY EXTREAMLY HELPFUL