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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Helen Turner
Oct 17,2024My Chihuahua was in dire need of surgery and I had no idea how I would pay for it. The vet recommended Scratch Pay and it was so easy to apply and be approved. Thank you so much for offering this service when emotions are raw and help is needed.
james gray
Oct 15,2024Easy peezy. Scratchpay made this unexpected and emotional purchase as painless as possible.
Jamie S.
Oct 14,2024Highly recommend! Scratchpay was the perfect option for me when I found myself with a much needed dental surgery for my pup. Easy setup and financing within minutes. I couldn't be more pleased!
Purpleyes
Oct 14,2024Friendly and helpful people
Kathy Wagner
Oct 13,2024Scratchpay was a life saver at a very scary time for me and my buddy Bo. They offered a quick and easy approval process, as well as promo’s that help you avoid interest fees. I highly recommend Scratch Pay for you and your pets health and security!
customer
Oct 12,2024Love them I got my mom to apply for the loan so my dog can get surgery and the process of filling out the loan was easy but I wish that the company would approve people with less than perfect credit so so people like myself don't have to ask somebody to apply for it for them especially if they're planning on paying for it I just paid off the loan after one year
Erica Taylor
Oct 12,2024Having scratch pay is such a blessing. Easy to apply and the payment plan is fantastic. App is very easy to use and the process is quick. I highly recommend this service.
Proud dog owner
Oct 11,2024When my little Shih-poo broke his leg I knew he would need surgery. I knew I could make payments and pay it off but I didn't have money in the bank to cover all of his medical bills. That's when Scratchpay came in to save the day. I was able to make reasonable payments and extra payments and paid off the balance before accruing any interest. Thank you Scratchpay!!! My Shih-poo is all better and I had zero stress knowing I didn't have to worry about the bill!
Juan Maisonet
Oct 11,2024Very easy and professional.
Mellissa
Oct 11,2024This is my 2nd experience with Scratchpay and I am very happy with their payment plan. Its affordable and I would use them again. Thank you.
Christen L Thornton
Oct 11,2024Once again thank you for the opportunity to be able to provide outstanding care for my pet through our local vet with this program, without it despite working full time I would be unable to financially do some of the necessary regular care for my furbabies Tank & Grace and My late Spook ScratchPay has given me the same ability to give them the best care and quality of life with affordable monthly payments based off the total cost of treatment provided at the time of applying for each plan and it has been absolutely wonderful!!! I have now paid off 4 plans through this and couldn’t be more thankful and would recommend it to anyone that’s thought about using it
John
Oct 11,2024Scratch pay is a great alternative when faced with expensive vet bills. The fact they give you so much time to pay off the plan without interest is beyond generous and I couldn’t have afforded my pets healthcare without them. Gene the tuxedo cat and I thank you
Lisa
Oct 11,2024Great service. Easy and convenient
Jennifer
Oct 10,2024Where do I begin? I recently applied for my 5th loan when my dog was diagnosed with cancer. I knew that Scratchpay would be my best choice for financing and was approved immediately, allowing me to shift my focus back to my sweet girl. Scratchpay is beyond easy, fair and affordable, which is why I will always return to them as my first line of defense. I am constantly recommending them to people because I know that in a time of stress and/or crisis, when the vet bills will be overwhelming, they will take that burden off the table. Scratchpay is the absolute best choice for me and my beloved pets. I am forever grateful. 🙏🏻
Jackie Loether
Oct 09,2024This company was very easy to work with easy approval process and easy payment set up and plan.
Judy Degnan
Oct 08,2024Great experience. Glad this was an option for a big vet bill.
Nicole Barton
Oct 08,2024Getting approval is a fast and easy process, which is much appreciated when you're under stress! While I didn't have a positive outcome with my furbaby, I wouldn't even had been able to try without Scratchpay. The no interest if paid in a set amount of months is excellent - saves a ton of money while covering a large, unexpected expense. Cons: site doesn't allow payments to be made on multiple loans at one time (which is necessary if multiple vet bills occur in an emergency) to avoid processing fees; they require you to re-apply instead of just increasing a requested amount; high interest rates if don't payoff in allotted time.
Cynthia Tevis
Oct 07,2024I don’t like that you set payments up for less than the amount required to pay off in time so no interest is due. I have to make extra payments and am afraid I’ll forget. If you are forcing this on people let us know. I had to figure this out myself. Seems tricky so you can get all that interest money
Jamie
Oct 07,2024Vet bills are not cheap. And when your pet needs medical care, it's SO nice to have this option to take away that part of the stress. No interest and very easy to use. Thanks Scratchpay.
Victor
Oct 17,2024Scratch worked great when our dog needed to see a vet for emergency. Made it easy and convenient for us to set up and pay