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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Tracey Stubbs
Aug 23,2024Please update the website. The link that is sent to remind you about your automatic payment sends you to a screen that wants a new application. That is NOT where one pays their bill. Very Very user UN-Friendly. Once I called scratch pay he gave me the website to pay my bill in full. I had a difficult time understanding the Customer Service Rep. Had to have him repeat constantly. Nice man but too hard to understand. Love the company that helps with my pet.
Sue Goodrich Sakell
Aug 22,2024And thank you very much for helping me out in time of need for sharing for my cat. I really appreciate the emergency money to pay for his bill. Thank you very much.
M.P.
Aug 22,2024Great way to finance your pets Vet bill with no interest (if paid within 6 months). Easy approval, easy to use.
Greg
Aug 21,2024Had a vet emergency for our cat. Costs for care were more than I had. Lost the cat but know he got best care possible. Scratchpay process was easy and straightforward. They came through and even offered no interest option for loan. I recommend them to anyone in same situation.
Sandra Wooley
Aug 21,2024This is a great tool when something planned/unexpected happens and you don't have the funds to help your pet....
Tacy Liberato
Aug 21,2024Had an emergency vet visit and didn't have the funds that was needed. I applied right at the Vet hospital and was approved right away and able to take care of my fur baby.
Angelo Randazzo
Aug 21,2024Is a blessing can afford a medical procedure with flexible payment system thanks
Brandy Bell
Aug 20,2024When my dog was on deaths door stop Scratchpay made it possible for me to save her life. I am forever grateful and can't thank this company enough for helping me save my baby.
Vanessa Byrd
Aug 20,2024I have used scratchpay twice now. The first time when my dog was playing outside and managed to slice his back leg open. Emergency vet and stitches cost more than I could afford. Saw my vet had a flier for scratchpay, gave it a try, and was approved. A few months later, while I am still working on paying off Bodhi's stitches, I ended up having to put my dog Annie to sleep; she lived 16 years but her heart started to fail her. I was anxious and nervous, knowing I already had a loan with scratchpay, but desperate to give Annie the care and then the cremation she deserved. I was able to get approved for a second loan with scratchpay. I will always recommend this service. Without it, I do not know where I would be. Sure, there's carecredit, but it's not perfect, and I lost my account awhile back when my bank returned a payment. I've just now paid off Bodhi's loan, and as it was within the six month period, I paid it off with no interest! The monthly payments were reasonable, as is Annie's and I'm currently working on paying off Annie's with zero interest as well! If you ever need help with emergency vet bills, scratchpay is absolutely the way to go. While I hope I never have to use it again, it'll always be the first place I turn to when I need help.
Brandon Smith
Aug 20,2024Great program to know about when in a bind
Cindy
Aug 19,2024It was a smooth experience. I would recommend it to anyone who is in a bind.
Cristina Gonzalez
Aug 19,2024Scratch pay is amazing honestly saved my fur baby!! Easy payments and super feasible to navigate the app! Interest rates are also very low, great experience!
Luke
Aug 19,2024Company baits and switch scam. 0% interest for the first six months, but you pay interest the entire time. They "waive" the accrued interest if you pay the whole thing... which means you pay interest.
Dirk
Aug 17,2024Scratchpay helped us out a lot when we needed extra funds for our vet bill. They were quick to respond at the veterinary office letting us know what we were eligible for and if we wanted to set it up right away. Which helped us to save some money and not deplete our bank account for the care of our beloved animal! If ever again we have a large vet bill, we will definitely be using scratchpay to help us, help our loved ones. With affordable monthly payments it makes a big difference for those big vet bills! Thank you for everything Scratchpay! We wouldn’t have known what to do without your assistance. Very Nice, Great Success!!
Tania T
Aug 17,2024Scratchpay helped reduced a financial stress at a crucial time when all you are thinking about is ensuring your pet receives the most essential care. It only took minutes to apply for a loan and receive an offer.
Yvette S
Aug 17,2024I am so happy that scratch pay was here for us! My dog broke her leg and needed a very expensive surgery, we had no money, and scratch pay came to our rescue! Thank you for your help!! I'm sure my dog loves you!! Thanks again!!
Emily
Aug 16,2024This helped to ease our worries when we had unexpected vet bills
George
Aug 16,2024Very fast and easy to use. I’ve used this both for major surgeries and less severe vet visits. You get approved quick, the no interest within 6 months is great, and it’s easy to use!
Tim Renner
Aug 14,2024Scratch really helped me out when my dog needed life-saving care, the bill was astronomical, and money was tight.
Jonathan Victoria Montoya
Aug 23,2024Great option without interest