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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Robert Murphy
Jul 25,2024Scratchpay helped us get the emergency care our dog desperately needed! No one expects the cost of emergency care. So when our dog swallowed a bee and needed care quickly due to anaphalactic shock we were in shock due to the high cost! Scratchpay was quick and easy to secure the funding we needed, plus no interest if paid off in 6 months. Definitely a help!
customer
Jul 25,2024The organization is generally satisfactory. However, I believe I was overcharged for the extraction of a wisdom tooth and root canal treatment is unrelated to this organization.
Priscilla Chavarria
Jul 25,2024Amazing. I was in a pinch and scratch pay really helped me out with a payment plan and offered an interest free period which is a total win. Just finished my payment plan today! Pretty simple to use.
Denise Breton
Jul 24,2024Easy to apply and get credit. Payment plan was great and able to pay off ahead of time with no interest!!!
Robin Goddard
Jul 22,2024This loan saved my dog's life...literally. I needed the loan to get emergency vet care for my dog when he needed surgery and I did not have the money. The interest rate was sky-high, but I knew that and was willing to pay it. I made monthly payments and then paid it off in a lump sum as soon as possible. I am so grateful for this loan service.
Rachel Tanks
Jul 22,2024Very easy for approval and setting up. Great terms for the 6 months to pay off in full with no interest. I'll use them again.
Heather Maxwell-Hicks
Jul 21,2024Scratchpay is a very helpful product to pay for your pets expenses. I would recommend.
Tim
Jul 20,2024Helped me out in an emergency
Tamara Hart Petersson
Jul 19,2024Scratchpay was a Godsend. Even though I have good pet insurance, it is for reimbursement only. I didn't have the money to diagnose my dog's ills. Scratchpay forwarded the money. I paid the entire balance within the interest-free time frame. Therefore, it cost me nothing to use Scratchpay. Thanks Scratchpay. You really helped me out of a jam!
Kim
Jul 18,2024Great service to have/use! Super quick with approval for my vet bill. Website is great, easy to make payments. I would use it again. And I would definitely tell others about it.
JoAnn Perkins
Jul 18,2024Scratchpay was a life saver and so easy to set up and get approved, really love the 6 month no interest option, thank you soooo much!
Carolyn R
Jul 18,2024Very shady company. The information in the app apparently does not match the information in their system and they are unable to give me any valid reason why they stopped the automatic payments and why the two systems are not synced.
Shy
Jul 18,2024In My Honest Opinion These People Are A Piece Of Cat Crap. My Cat Needs Emergency Vet Care, Which Our Vet Recommended Scratchpay. I Will Be Telling My Vet How Bad They Are And Not To Use Them.. My Husband Applied And Was Automatically Rejected. Im Talking Like Literally Within 1 Minute. They Claim You Must Have Above 580 Credit Score And My Husbands Is 715 So What The Crap. No Reason Or Explanation Given. THESE USELESS JERKS IN MY OPINION LIKE TO DISCRIMINATE. WHAT IN THE WORLD DOES A MORTGATE HAVE TO DO WITH HELP FOR VET BILLS? THEY CLAIM MY HUSBAND WAS REJECTED CAUSE HE HAS NO MORTGAGE EXPERIENCE! SMH. HOW STUPID
Michael Mucci
Jul 17,2024Scratchpay has been amazing and saved my pups lives several times. They are easy, dependable, and reliable to work / use. I highly recommend Scratchpay. Thank you
Kris G
Jul 17,2024Using Scratchpay allowed me to take time to pay my vet bill. It scheduled bi-weekly payments directly from my bank account. No need to worry about forgetting to pay. I was able to manually pay the last payment a week early to have it paid off.
Anne Dwyer
Jul 17,2024Great to be able to have a payment plan with zero interest. This allows time to pay off at a decent monthly payment.
Victoria MacLean
Jul 16,2024This was a life saver. Our furbaby encountered an emergency totaling over 15k. Scratch pay came to our aid within minutes. The emergency vet wanted 90% UPFRONT and we didn't have access to that much money within 30 mins. Scratchpay literally had us approved in under 3 minutes, no interest for 6 months. Gave us time to gather the funds without huge interest charges (like our credit cards would have) to get it paid off. We can't thank you enough for helping us save our baby boys life!
Joe F
Jul 16,2024We’ve used Scratchpay so often, easy to work with, easy to pay off and easy payment plans. Helps get you through those surprise vet visits
Kathy Scott
Jul 16,2024The ease of getting funding to cover the cost of my pets surgery and the option for repayment time. Unfortunately, once you click on a length for the loan, you can not go back to select a different option. A longr option woud have been better for me with my very limited income. Making the payments is a simple process.
rebecca leal
Jul 26,2024This is a great program! I had a dog that was very sick and had multiple veterinary hospital appointments, basically draining my savings. I wanted to continue treatments, so Scratchpay really helped out! I just paid off my second loan before the zero interest program was over, I am glad they have this for pet owners when they need it. Very easy to use. Highly recommended when you need in case of an emergency.