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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
RICHARD SMALLMAN
Apr 21,2024The loan process was very fast and simple. Everything was smooth and they pick up the phone when you call.
Phillip Gonzales
Apr 21,2024Very simple process went quickly if I had any questions I was given professional and adequate response the people were respectful and kind in there answers to my questions.
LAURIE SMITH
Apr 20,2024Purely just the ease of the whole process after speaking with oh so many providers.
Tracy Eisenhauer
Apr 20,2024Pretty straight forward, let us know what was happening each step of the process. Money came quick.
Paula Landis
Apr 19,2024My loan application and the entire process was seamless and easy! I was astounded. I’m thankful!
Pedro Almaguer
Apr 19,2024Our experience was very easy and we had our money very quickly
Margaret Sweatt
Apr 19,2024So far, everything has gone well.
Michael Street
Apr 19,2024The time it took from start to finish that allowed me to take my life to the next level
Douglas
Apr 19,2024Easy application process
Aaron Osborne
Apr 16,2024Everything was very easy to do online they walk you through step by step and closed quickly and received are funds fast highly recommend
N Sharma
Apr 16,2024If you value your time, use Figure. If you value a crisp and clean process built with modern day technology, use Figure. The whole effort to obtain a HELOC for me was under two hours. 15 minutes to answer a series of questions from my phone and one hour in total to upload documents and use my webcam to attest the note agreement with an online notary. How progressive!! When I asked my current HELOC bank to update my unused line of credit they said I have to go through a whole new process from scratch. Two weeks later and a barrage of more questions and evidence they eventually burned through my patience. Long live Figure.com. I pray no bank buys them out. I will eventually cancel my current stodgy bank and have Figure replace them when I get chance.
Scott Casella
Apr 15,2024Very easy, fast.
Alan Hart
Apr 15,2024The loan process was easy, and the waiting period was as predicted.
Jonathan Swanson
Apr 14,2024I was in debt after the pandemic and never fully recovered. Figure helped me so much and I very grateful.
S. Miles
Apr 14,2024Sometimes people need to borrow money. My situation was to pay for a slightly early retirement with a pension. I needed funding to help me buy out and get through this career step. I don't know of any other companies offering the product you offer, especially with the terms., i.e., 30 years with competitive rates in the HELOC market. You made possible for me and my family something that couldn't be accomplished any other way. A thank you is in order.
Maria German
Apr 13,2024Im ready surprise figure is a amazing team In few days I got my loan done ✅ Thanks so much. Great job I’m very happy about it
Doris Head
Apr 13,2024Easy Process
Todd Herka
Apr 12,2024Very easy process, communicated well about progress, was able to get everything wrapped up pretty quickly without any problems. Every online experience should work this well.
Sherman Tyrone Hawkins
Apr 12,2024It was quick and easy with no red tape/ hassle!! I loved the experience!!
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
Dane
Apr 22,2024I liked it was all on line. It was easy to do and fast.