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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Tammy
Feb 13,2025Awesome great experience
Cindy Liepuld
Feb 13,2025The whole experience was so easy! Definitely recommend if you find yourself in an emergency!
Jeffrey Ingram
Feb 12,2025Scratch pay is an incredible service that allows families with emergency pet care needs to get their animals. The care they need while breaking up the cost of care into small affordable payments. I am truly grateful for the opportunity to be able to not only help my family, but also do it in a cost-effective manner. Highly recommend!
Michael J. Zwicky
Feb 11,2025Silky smooth. Helped lessen the pain of losing my cat (the cost of diagnosis and unfortunately her decline), knowing I didn't have to worry about paying everything up front. No interest if you pay the loan off in 6 months?! A no brainer... Thank You Scratchpay!
Tina Moreno
Feb 10,2025I can’t say enough good things about Scratchpay. I could not have been able to take care of my dog and my cat if I had not had this plan. It was fast and easy to use and I even found a vet that I really like.
Lillian Alicea Torres-Garcia
Feb 09,2025Due to this service my little Mia got talen care of, Thank you!
Candace
Feb 09,2025If it wasn’t for this plan I wouldn’t have been able to pay for my dog’s surgery. Thank you so much Scratchpay. You really came through for me and I will definitely use your service again.
Stephen Bell
Feb 08,2025We found ourselves in an emergency situation and needed funds to try to save our senior dog. The vet told us about Scratch Pay so I immediately went on the website and applied for a loan and was approved in minutes. The option to have 0 interest for 6 months and no prepayment penalties was a great option to have. In the end we lost our beloved Papa Bear but are grateful for the funds that Scratch Pay allowed us to give him a fighting chance.
Yolanda
Feb 07,2025Needed the money for my fur baby and I didn’t have to worry about payments. I could focus on my baby.
Mark Immer
Feb 07,2025Very easy to work and the support person provided excellent support.
Dennisse
Feb 07,2025Scratchpay has always come in handy with vet bills, and they have a good grace period before interest kicks in. I wouldn't have been able to help my senior pup without Scratchpay.
Chrteez
Feb 06,2025Scratch Pay has been a blessing for me and my kiddos (Pomeranians) having duf myself out of the bankruptcy hole I didn't have any credit and nobody wanted to give me a card. My parents have helped me out a great deal in the last 7 years. Stay with me, it'll come together, I promise. Because my parents are retired and on a fixed income it was never fair of me to ask them for help. Somehow they always managed to come thru. My vets office accepted Scratch Pay. They don't advertise that and I wish they would because, like me, life happens and your money tree in your backyard is no longer producing any fruit. When I applied for Scratch Pay it was smooth and easy with no hassle, sacrificing your first child, or a donation to of blood! They offered a no interest for 6 months which was AWESOME! I will be forever grateful that my Vets office accepted Scratch Pay and I will forever be indebted for Scratch Pay for taking me on. The customer service is also above and beyond and very quick on the reply. If you have questions, comments or concerns I can testify that Scratch Pay will help you. THANK YOU SO MUCH!
Shannon Russo
Feb 06,2025The process was easy and came in clutch when finding out my daughters cat had cancer. I liked the straight forwardness of it all and knowing what I had to work with if I needed more funding. 10/10 definitely recommend. I certainly hope I don't need it in the future but if I do I'm more than happy to use Scratchpay again.
Crystal Reed
Feb 04,2025Scratchpay saved us financially!! Without them, we would have never been able to get our dogs surgery.
April Harris
Feb 04,2025This helped me in a time of need with my pet. It made it much easier rather than coming up with the money all at once.
Sue M
Feb 03,2025Easy payment plans without interest! Friendly and helpful. Will always use Scratchpay for my dogs vet needs!
Michelle
Feb 03,2025Scratch pay assisted with an unexpected er vet visit that resulted in having to say goodbye to one of my furbabies. The customer service reps were asy to work with and it was a quick and easy process and made one of my worse days barable knowing I was able to care for him until he crossed rainbow bridge.
Zoe
Feb 03,2025ScratchPay made it possible for me to take care of my pet when i was in desperate need of the help. They provide a great customer support team and affordable monthly repayment options. 10/10 recommend.
Meghan
Feb 02,2025Love ScratchPay! Easy to sign up for and the payment structure makes it easy to pay monthly.
david moore
Feb 13,2025What a horrible experience I wouldn't recommend this to anyone. They overcharge me everytime their computer said the funds weren't available in my account everytime and they would charge me a 15$ fee and the amount kept going higher and higher . I am so disappointed with this place..I fully paid it off this morning. Can't wait to see what happens with this payment now .. so annoyed and what a crappy experience with the customer service as well.. and they can't even take a credit card payment .very difficult to even make a payment .. no happy .no thank you never again !!!