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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Nina
Jan 24,2025They help us finance my cat surgery
Anali Aaron
Jan 24,2025I was in a bind and my poor dog needed a vet visit. I was between paychecks and scratch pay was at the vets office. Instead of using a credit card with insane interest rates I used scratch pay. Easy to use, flexible payments, quick approval.
Wendy Warner
Jan 23,2025I was recommended this site by my cousin who works at a vet's office and found it easy to apply for a loan for a vet bill. I am thankful for being able to make payments.
Jaunice
Jan 21,2025The ease of applying,the responsed back right away, and the payment plan that was easy to afford. Thank you
Jazz Griffis
Jan 19,2025My cat needed emergency eye surgery. My credit isn’t great and I had just moved so I didn’t have much money on hand. Using this service allowed me to pay for the surgery and the 6 month no interest plan was a huge bonus.
CHRIS CHRIS
Jan 19,2025You guys are the best! Y’all saved my pooch love you guys and all your help !
David
Jan 19,2025Was very helpful and quick with the assessment and thoughtful on my pets behalf.
Raul Zabala
Jan 19,2025Scratch Pay has been amazing and literally saved 2 of my dogs lives. Thank you Scratch Pay
Kelly Deblock
Jan 18,2025This is the best thing since candy!!! Ty scratch
Kenneth Dykes
Jan 17,2025Needed 10k for when my dog was hit by a car and needed surgery. Was automatically approved for 5k with scratch pay. First 6months being interest free helped me being able to pay it off quicker. Easy to make payments and simple. Truly greatful this was available because I was extremely scared for my dog at the time who made a full recovery. I don’t wrote reviews but for anyone god forbid in a similar situation I would highly recommend going with scratch pay over other vet loans.
Joy Paul
Jan 17,2025Ease of affordable payments It's very easy to apply. Applying does not affect your credit score. Your wait time for approval is less than a minute. You may pay off early without penalty and CSR was great. I have a sick pup 🐶 and I will use Scratchpay again. My vet advised me to apply. 💯
Audrey Nunez
Jan 17,2025So thankful for Scratchpay! My dog needed unexpected surgery and my amazing vet let me know about them so i was able to get it done! Interest free if paid off in 6 months which i just did and so grateful for that amazing promotion! I highly recommend!!!
Elaine Stotelmyer Jones
Jan 16,2025Had a large vet bill and needed help paying it. Scratchpay came through for me
Katrina Frawley
Jan 16,2025Scratchpay was there for us when our fur baby was so sick! We just didn’t have the money to take her to the vet at the time and we applied for a Scratchpay account and thank goodness we were approved. We ran into a little trouble when my husband had to suddenly have a triple heart bypass. We got a little behind but they were so gracious and worked with us until we could get caught up. So grateful for them and highly recommend!
Jacob p
Jan 15,2025It was very easy to use system. The customer service people are very helpful and all we can say is thank you. You helped us in our time of need to help a member of our family.
LT mckenna
Jan 15,2025Easy to apply and pay the bill!
Michael Daniels
Jan 14,2025Easy to borrow, easy payoff plan. Wouldn’t be able to give my dogs vet care without it.
Natalie Puccini
Jan 14,2025I used this to pay for surgery for my dog. So easy to use and was incredibly helpful at the time!
Tara
Jan 13,2025I’ve been getting loans through Scratch pay for years and I absolutely love them! My puppy had to have emergency surgery for an obstruction and I couldn’t afford it but with Scratch pay I was able to get the loan immediately and my baby got his surgery. Easy and cheap payment plans. Great customer service. I love that you can pay up so many months in advance. I highly recommend!
Tracy McInnis
Jan 24,2025Scratch pay has been here for me and my family when we needed them the most. I love their convenient payment plans And the fact that I can do it interest free. Thank you scratch pay!!