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Homeownership gives you options, Figure unlocks them for you.
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.
*Terms and conditions apply. Visit figure.com/disclosures
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Reviews 867
dd-f--c-eaac Janney
Nov 14,2024Easy and simple!
eeabc-a-ed-bca-eccfe Gentry
Nov 14,2024Very pleasant personality, organized and efficient.
Christopher
Nov 14,2024Aesome . It helped us paid off debt and home improvements
Robert Arthur
Nov 13,2024Very quick and easy
David North
Nov 12,2024Well, the application for the loan was very simple and easy. Everything was done online. Talk with the notary online. I’m just a little concerned that it’s taken a while to approve the loan does that everything was very simple
E. D.
Nov 12,2024The e-notary experience couldn't have been easier or more professional. I appreciate the speed and efficiency of Figure's process.
TD
Nov 10,2024Quick & professional
TRACEE BOX
Nov 09,2024Terrific experience
Hrushikesh Joshi
Nov 08,2024Extremely easy process fast processing and very reliable
Jorge Arroyo
Nov 08,2024Very simple and fast!
Patrick Esposito
Nov 08,2024Easy to use no pressure to finish which I appreciate since I like to go over the he documents at my pace. Very helpful staff made everything very smooth.
GARY GENE GAINES
Nov 08,2024Company was fast very helpful and a good explanation on the process
T Davidson
Nov 08,2024Such a great company. Made the process very streamline, and they were extremely efficient during all stages. Highly highly recommend them, they are the best out there! Very grateful to have found this company and the service that they provide. Thank you figure!
CK
Nov 07,2024Terrible!! I applied for a Heloc and was asked to provide proof of my homeowners insurance. I then purchased Homeowners insurance. It was accepted. A few months later I noticed my paymen increased with no explanation. I called multiple times, no one could give me an answer. Finally after demanding to speak with a supervisor I was told I was being charged for lenders insurance because I did not show proof of homeowners insurance. I forwarded the emails to them, which acknowledged receipt and approval of my homeowners insurance. My payment still dud not go down. I called again and again. The 5th time a rep told me that apparently my homeowners insurance was not sufficient and that I needed to show proof of my HOA insurance. ( I had Never received any form of communication from Figure about this). I then provided proof of my HOA insurance. I sent it in twice just to cover myself. My payment has still not gone down. I have filed a complaint with the BBB and Figure has not responded. In my opinion, this company will be going out of business. TERRIBLE- Terrible- No communication..horrible customer service and shady!! Huge regrets!
Barma Uruchima
Nov 07,2024The process and its digitization experience made it so easy to accomplish this loan. Thank you!
Romuald Pryputniewicz
Nov 03,2024Figure made it quick and easy Great job
Sharon Maricle
Nov 03,2024how quick and easy it was to get the additional funds I needed
Steve
Nov 02,2024I liked the ease of the online application. I really liked the amazing customer service I received when I needed to call with questions and issues. I also liked the eNotery experience.
Edwin Hayek
Nov 02,2024I applied in August but my income verification took too long and I was rejected. The Feds dropped interest rates twice and I applied again. I was approved but my rate went up. When I called to ask why the rep said she didn't know it's all automated. What the system says...is! Every time I call I get a new person that has to re-learn my case and some are good and some aren't. Your automated system sucks. I also said I wanted to join your CU and have autopay for 0.5% reduction and didn't get it...
650 S. Tryon Street, 8th Floor, 28202, Charlotte, US
https://www.figure.com/
fbb-c-c-b-fcdec Maggerise
Nov 14,2024The Notary’s were rude and racist. They intentionally used English slang to confuse my wife and then when she asked me to clarify what they meant, they scolded her like a child. Pick who you partner with wisely ... they are a direct and lasting reflection of your company. Just because they can get their notary number(which a monkey with a crayon can) doesn’t mean they are a good representative for your company!!