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Figure

Hosted by David Simmons

4.0 (867 Reviews)

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Homeownership gives you options, Figure unlocks them for you.

Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.

What sets Figure apart?

Apply with our 100% online application in minutes with funding in as few as 5 days.* Lines of credit available from $15k - $400k* Faster than a bank loan, cheaper than a personal loan. 5 minute approval. No impact to your credit score.* Get the funds you need now to start that home improvement project or consolidate your debt.

*Terms and conditions apply. Visit figure.com/disclosures

Find my rate

Reviews 867

4.0

Out of 5.0

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feaeb--cuiqinge-bc-eebedce Gen
Dec 06,2024

Excellent service great communication!

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JIMMY KETLER
Dec 05,2024

Professional, personable, clear...quick & easy...

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Erika
Dec 03,2024

The notary was nice and the process was easy.

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Brian Mayeshiba
Nov 30,2024

The notary was pleasant and seemed eager to do what they were doing. The process was so quick and easy to do.

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Devon G.
Nov 27,2024

What a blessing Figure was and has been along the way! From the process to the final days, it was just an amazing experience. I'm not usually one to complete surveys but, this company deserves the high praise. Every individual I dealt with along the way were very professional and helpful. They made everything so streamlined and easy. From start to finish, the whole process took only 6 business days to complete. That is from filling out the application to having the funds available in my bank account. If you are in the market for a HELOC, please give Figure your business. You won't regret it. Thank you Figure for everything! Devon G.

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Jeremy Schmidt
Nov 27,2024

Great company to work with. The Colleagues made everything so smooth!

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Russell Valovick
Nov 25,2024

App is user friendly Checklist makes it easy to follow Staff friendly and took time to cover and questions Process was very positive

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Janine Kyte
Nov 25,2024

Easy to use. Friendly. Quick

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NON YA
Nov 23,2024

Horrible, don’t bother…. They approved the loan and then pretended they couldn’t get my Florida license to upload.. They said we will call you back, this is a known issue on our side. They then cancel the loan and I hear nothing from them. They want me to re-apply and pull credit yet again… Horrible way to do business. GO SOME PLACE ELSE

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Seven Orlov
Nov 21,2024

Very difficult to reach and communicate with the lender.

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Patrick Rowe
Nov 21,2024

Quick, polite, and concise

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Cinda Pelfrey
Nov 20,2024

It was easy to complete the application. The hardest part was getting my technology towork for the notary mtg. but everyone was so helpful and understanding!

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eda---b-cccec Lewis
Nov 19,2024

Very personable and professional, quick process.

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dd--aa--dbca Cranwell
Nov 19,2024

Very customer service oriented, and efficient

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Sam
Nov 19,2024

Dealing with Figure for my HELOC was a fantastic experience! Their system is streamlined very well for an easy, quick and stress-free process. Everything can be done from the comfort of your home. The funding was very fast as well. I would highly recommend Figure!

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Joyce Marshall
Nov 17,2024

Experience was amazing. Very professional and quick. Was done on zoom

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Jennifer Malt
Nov 16,2024

I got a mortgage through Figure lending and they sold it but still service the account. My family and home are victims of hurricane Helene. We have over $100,000 work of damage to our home. I sent an insurance settlement check endorsed by me to them with tracking received October 25. Their policy is that they issue a partial payment 1/3 to get repairs started within 7-10 days and another at 50% inspection and remaining at completion. They have held $93,976.91 for 3 weeks and say they will try and get the check out in another 7-10 days. They said same last week. They haven’t had an inspector come out. By law we are supposed to get claim $ within 30 days from making the claim. It’s been 44 days. They don’t have a clue what’s going on when you call them.

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Audra Kirkland
Nov 16,2024

Easy process, fast funding, and great tools.

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Kirsten Darling
Nov 16,2024

She was very nice and I was able to understand everything she said.

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Glenn
Nov 15,2024

Quick process

888-819-6388 [email protected]

650 S. Tryon Street, 8th Floor, 28202, Charlotte, US

https://www.figure.com/

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