Started investing here months ago and it suits my idea of investing... The interests are way higher than the banks...You can add up anytime to increase your investments. They reply to your queries quickly. I'm one of the happy investors in this investment platform. great one! :)
Easy to understand, helpful staff, easy investing process, great rates! Overall very satisfied and pleased to have invested with LendInvest.
It looks a little bit 'too good to be true' in terms of the rate of return, but actually the yields make sense when you look at the business model. Very easy to use and the layout is pretty user friendly. As always there's a risk, but certainly worth bunging in a few spare quid if you have it.
Very easy to use website and very simply explained.
I was a bit skeptical at first when exploring this organisation as there are so many fake ones out there, however I have not been disappointed with them since I began using the organisation in March 2016. I believe they are a promising and committed business. It is also easy to communicate with them anytime using their online chat. I see Lendinvest as a safe and easy way to make an extra bit of money on the side, that will build up over a period of time.
I’ve only been using Lendinvest for a couple of months, so still early days in terms of how the financial returns turn out, in particular what defaults occur if we do see a downturn in the residential and/or commercial property markets in the coming months and years. In terms of the website and the service, both are very good. The website is pretty easy to use and the customer service very helpful in sorting out a minor issue for me. Returns are attractive with most loans currently in the 6-7.5% pa range, but then higher risk than putting the money on deposit and getting the comfort of the FSCS protection. A couple of glitches seen so far in that the Auto Invest feature, when activated, will invest in loans you may have already chosen yourself. The other is in displaying the amount invested in each loan which just shows gobbledygook if not using the right type / version of internet browser. My gripe, if I have one, is that the loans are almost all in London and the South East so building-up a geographically diversified portfolio of loans is almost impossible. This probably reflects where the housing and commercial property activity is highest, but maybe Lendinvest aren’t competitive enough in other areas and hence have little to pass on to their customers.
Nice UI and plenty of loans to contribute to as to generate on average 6,-7% annual interest. Great for short to mid-term investments.
It is very good , pays monthly , no problem .
Great returns, easy to use, reasonable customer service.
After an inital wobble investing several 100k, contact with a director satisfied my worries completely. Interest returns are literally in your bank by 5 past 9 on the 1st of the month if thats what you want, the platform is easy to get around and offers pretty much all you need. The only criticism is that they could offer more detail on the investments, but apparantly that is part of the offer to the borrowers, aside from that, great outfit and as part of a diversified portfolio in low interest world gives me the 5-6% part with virtually no risk that balances my shares and funds parts in sterling.
Good range of shorter term investment opportunities at attractive rates and to date no defaults. This is backed by a web site with comprehensive details on available loans, clear data on loans made/interest received and efficient admin. Over the last two years, my experience of LendInvest has been positive with no defaults during what has been an historically low interest rate environment. However, like most P2P offerings, the business model has yet to be tested in a more challenging business environment.
One of the easiest platforms to invest with and your interest statement monthly is transparent. Very happy and feel secure with lend invest.
New and very nervous investor but found the whole experience straight forward and rewarding
Recommend this company to anyone.
So far so good every thing is working well,paid interest on time could not be better
Finances experienced property developers with up to 70% ltv usually for up to 12 months period and around 6 or 7 % rate. Not had any defaults or problems so far, been with them circa 2 years. Very handy flow of new investments to roll over into on ongoing basis. Rate and risk are cut into two tranches to suit your risk appetite.
Lendinvest is straightforward, simple crowd property crowd funding. One of the best features is that Lendinvest funds the projects itself in the first instance and then invites the crowd to participate. That inspires confidence the projects. The website is easy to navigate and the projects are clearly described and detailed. Some visuals / maps to compliment the narrative would be a bonus.
The front line team at Lendinvest need more training in understanding basic finance.
it would be even better if it were possible to have an isa wrap and/or a dividend option
Olubola botu
Sep 12,2016Lendinvest, true to its word has helped my money work harder for me than I would have earned put in an ISA account or bank savings account.