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Retirement Line

4.5 (844 Reviews)

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UK's largest broker Retirement Line is the UK’s largest annuity and pension income broker

Free quoteIt costs nothing to see how much more income we could secure for you. Leading providersCompare quotes from the UK's leading annuity providers. Best annuity ratesGet more retirement income thanks to our preferential rates. More choiceAs well as conventional and enhanced annuities we also offer fixed term annuities. Simple and straightforwardJust use our free Retirement Income Calculator - without obligation.

Reviews 844

4.5

Out of 5.0

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Graham
Feb 25,2024

Retirement line review Summary. It was a pleasure to deal with this company from start to finish. Would I use them again? Definitely YES. Detail. I used this company quite by accident. I got what I thought was a cold call from Sam Pitchford at The Retirement Line. Normally I put the phone down on sales type calls but she sounded genuine and was very helpful. As a result of our conversation, I soon realised that earlier that day I had been mistakenly typing my annuity quote request details into the Retirement Line website, when I thought I had been on the L&G website ! My stupid mistake. Well that was a good start I thought. ….maybe I would be better off with a professional company dealing with my annuity after all. So I stayed with them and to cut a long story short over the next 4 months The Retirement Line arranged the purchase of two separate annuities for me with JUST. I found that Sam Pitchford was extremely helpful right from the get go and it soon became obvious that she had a tremendous amount of knowledge about annuities. I probably had about a dozen conversations with her over about 3 weeks gradually refining my exact requirements. It didn’t surprise me that it took that long. I initially had no clue about whether I even needed an annuity, and if I did then which type and which precise options. There was never any pressure whatsoever to actually buy an annuity. NONE. She is not a sales person …well that’s not the impression she gave out anyway. I felt that she could see that I was getting there slowly and in the end I knew exactly what I wanted and told her to go ahead and arrange the purchase. During the purchase of a 2nd annuity I had a problem because the quote with Aviva expired and the new quote was a lot less. I was not impressed with Aviva. It seems that they only guarantee their quotes for 2 weeks ! I discovered that can be a woefully short time when one is purchasing an annuity. To my surprise I got a call on Saturday morning (didn’t realise they worked weekends) from Sam Pitchford to give me the bad news, but within ten minutes she had come up with a better quote from JUST, guaranteed for 4 weeks ! What a star I thought. Now that’s what I call good service. I should also mention the good service I received from two customer service / admin team members, namely Roland Ewins and Mollie Turner. Their team handle the application from when you decide to purchase right up until when you first receive your annuity payment(s). My first annuity was handled by Roland Ewins. Well when one is told by The Retirement Line that the whole annuity buying process typically takes from 8 to 12 weeks then one is prepared to be patient. Mine completed in about 3 and a half weeks so I guess that Roland has to take at least some of the credit for that. I am sure he would say that is not typical turnaround time given the potential pitfalls with complex pension arrangements. I was impressed, nonetheless. I talked to him on two occasions and found him to be very professional and considered in his replies to my probably stupid questions. My second annuity was handled by Mollie Turner. This annuity took around 5 weeks to complete, rather than the normal 8 to 12 weeks. This was done over the Christmas, New Year holiday period so the 5 week timeframe was as equally impressive as the 3 and a half weeks for my first annuity application. I never actually talked to Mollie, our communications were all over email. She was just like Roland though. Her emails were professional and she informed me all that I needed to know. She even kept me informed of when she wouldn’t be there over the Christmas holiday in case I was worried about a lack of response. A nice touch I thought.

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Ms Edwards
Feb 23,2024

I can thoroughly recommend Retirement Line. My whole experience with them from initial contact and quotation through to annuity purchase was professional, helpful and friendly. Josie Thomas provided me with various quotations which were better than any I was able to obtain directly with the same companies. Josie was willing to provide multiple quotations and was very knowledgeable about the products and my options for retirement funding. Mandy Grkinic handled the transfer of funds and annuity purchase for me, she was endlessly patient through the protracted process and was able to expedite a difficult situation with practical advice and professionalism. I received regular updates when promised and Mandy was extremely helpful to me. Josie and Mandy worked hard together to get the best outcome for me as their client. They made a task I had been dreading a much easier process and I had full confidence in them.

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M Mulji
Feb 22,2024

From start to finish execellent, ED Starling and Jasmine Cahill very informative and precise quick good knowledge to put me at ease.Even my postage was fully refunded without asking for it. I was so happy with the paperwork that I had to do nothing except read my emails. Would recommend to all people to go for it. Mahendra

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Janette Reffell
Feb 22,2024

I don't usually leave reviews but the professional and friendly service I received from Retirement Line was first class so I am making an exception. Johnathon was excellent in explaining my options to me. Nothing was too much trouble and at no time did I feel under pressure. Mollie handled the actual purchase of my annuity and her communication in providing regular updates on progress was to be commended. Overall the whole process was seamless and stress free. I have no hesitation in recommending Retirement Line to anyone looking to buy an annuity.

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Wayne
Feb 21,2024

Mathew Summers was patient and helpful in supplying and explaining quotes and options taking into ccount my preferences. Amanda Grkinic dealt with the admin side of things and was always diligent in responding to queries and keeping me updated with progress in the system as well as advising me on the things I needed to do

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Dr prem ohri
Feb 21,2024

Absolutely pleasure and comforting to deal with my long due pension queries . Process made very easy . Highly professionals and reassuring . Special thanks to Rick Holdaway and Amina Sultana for handling so smoothly . - Dr prem Ohri

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John
Feb 21,2024

I contacted Retirement Line late last year to discuss my retirement options. At the time annuity rates were quite high especially compared to a few years ago. The process was easy and I was supplied with numerous different annuity options. They also referred me to Pension Wise who run through all my options for my pension pots (3 in total from previous employment) Once I decided the best option they handled the process that took about 5/6 weeks.

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Andrew Wallis
Feb 21,2024

The service I received was swift, precise and carefully explained. The people that dealt with my annuity quotes and paperwork, George Gilbert and Calum Cooper, were very approachable and I had full faith in their ability to get me the best quote and carry out the paperwork needed to carry it through to the end.

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Beverly McKiernan
Feb 19,2024

A smooth, well organised process, with informative updates and prompt replies to enquiries. The two individuals handling my account - Rick and Jasmine - couldn't have been more helpful and efficient. I would recommend this company to anyone trying to find their way through the pension minefield.

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David D
Feb 19,2024

Very knowledgeable staff and great customer service from the broker and the admin team handling the paperwork. Nothing too much trouble and happy to go over again any questions/concerns and kept me upto date with how it was progressing. Having spoken to many companies and advisors i felt they were the best to handle my particular product choice and they did not charge the earth in commission which is something i found to be very varied across the companies i spoke with. Very happy with the result.

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Rachael Lewis
Feb 17,2024

I received great service from Joshua Lawson and Terry Finch at Retirement Line. They were knowledgeable, very friendly and answered my questions in a way I could understand. Offered facts and figures so I could make an informed decision in my own time without being pressurised which I had experienced with other companies. Excellent, would highly recommend.

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Christopher Walker
Feb 17,2024

Having initially discussed annuities with Retirement Line 12 months ago, and having also received quotes from another broker, I was surprised at how much more informative, knowledgeable and helpful they were compared to others when I made contact again at the beginning of 2024. Nathan talked me through all the options, secured a variety of quotes to suit my needs, and shepherded me through the application process, whilst Amira provided ongoing communication and support while the paperwork was dealt with. I now have the peace of mind that comes from a guaranteed monthly payment without having to worry about the rollercoaster ride of the stock market and the shocks to the markets of world events. My thanks to Retirement Line.

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disgruntled
Feb 16,2024

Callum always available to help with the process

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Martin M
Feb 15,2024

Well, having a pension pot is one thing but how and when to get hold of it? The 'when' was easy; I was looking to get things rolling at the back end of last year and as is prudent leading up to this, I completed much research from paper literature and on-line resources, along with a telephone appointment I had arranged with Pension Wise. I had already decided to apply for an annuity so began steps along the DIY route to get an idea from various on-line providers and their quotations, but found the actual application process daunting and onerous, merely making me somewhat stressed. So, after some more swatting up - specifically regarding Retirement Line - I considered them as a bona fide conduit best placed to progress things for me. My first and subsequent contact with Retirement Line was with Stephen Farrow, whom I found to be pleasant and courteous and who clearly conveyed valuable guidance and assistance, answering all my questions, and later furnishing me with several annuity quotations. I decided to proceed with a preferred option which was comparable to anything and everything I had gleaned from my earlier research, even after RL's modest commission had been taken into account, so was really happy with what to expect. By December, the application pack along with documented risks and benefits (as previously verbally conveyed by Stephen over the phone) was completed very smoothly, with Amira Sultana having taken on the reins. Amira, too, was equally courteous and helpful, keeping me informed of the progress. As was Mollie Turner, who filled in for her colleagues' temporary leave absence at that most wonderful festive time of year. Communication from all three mentioned was faultless. My annuity was finalised to my great satisfaction last month (January 2024), and I am extremely grateful for all the support Retirement Line has provided me, with special thanks to Stephen, Amira and Mollie. Highly recommended !

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Kathryn
Feb 14,2024

Very professional and courteous service throughout the whole process from my initial enquiry, the telephone conversations and to finalising my chosen policy. Joshua Lawson was my main contact who went through all my options in a clear and concise manner and I am very impressed with his professionalism. Jack Tudor and Amira Sultana dealt with the application on my behalf and managed to get this through to completion within just a few weeks and well ahead of the initial schedule. Overall an excellent service that I will be recommending to friends/colleagues.

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Adrian Horsley
Feb 14,2024

Deciding what to do with a pension is hard work, I found. And although Retirement Line do not advise on which annuity or pension provider to use, their presentation of the options open to me was succinct and clear. Ed Starling talked me through the options and at no time did I feel under pressure to use their services. After choosing my preferred option I was kept well informed by Amira Sultana of what was happening and how long it was going to take until the actual transfer of the money. It felt good to be in safe hands when there are many scams out there.

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Plamen PETKOV
Feb 14,2024

I am very grateful to the team from Retirement line and particularly Tom Handley for giving and explaining to me all necessary information about the available pension options which helped me choose the pension suitable for my needs. The transition of funds was quick and smooth thanks to Jasmine Cahill who kept me up to date throughout the process. My pension was set up more or less within a month after my application. Thank you very much for your excellent work. Plamen

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Tony
Feb 14,2024

An excellent, friendly and tailored service to help me see through some of the complications of purchasing an annuity. Andrew Ward at first provided careful and comprehensive guidance in choosing the right option. Mollie Turner then took over the administrative support to me as the purchase process continued. She often took the initiative and kept me fully informed on how things were going.

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Glen D
Feb 13,2024

did all the heavy lifting for me... Rick gave me a load of great products to choose from and cautioned me about not seeking current financial advice tough I had spoken to pension wise a while back. Sabrina took on the transfer from Aegon. Delighted with the smooth process. Very well handled.

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Rosina Bassil
Feb 13,2024

From my 1st telephone call I have received excellent service, no unachievable promises. Explained what would happen and how long the process can take. Kept me informed throughout and completed within the time scale given. Special thanks to Jonathan and Sabrina who managed everything for me

0800 652 1316 [email protected]

52 Forder Way, Hampton, PE7 8JB, Peterborough, GB

https://www.retirementline.co.uk/

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