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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Kris Spencer
May 30,2024This is such a an easy way to pay for large vet bills. I needed to keep my little girl healthy and this made it so much easier. Thank you Scratchpay!
Jeannie Strong
May 29,2024Scratchpay is a godsend! The process of applying and knowing if accepted to being given an instant quote of what you can qualify for, at a very difficult time in life when you realize your furrbaby can no longer walk on the earth with you. Living life is getting to be more of a struggle finacially and having the option to use Scratchpay to ease this burden is truly a blessing! We would definitely recommend Scratchpay to anyone who needs help to get through the day to day expenses of living! The best affordable plan when you need it for your beautiful pets❤️
Kiki
May 29,2024Be aware that this personal loan shows up on your credit report. Fortunately I paid on time through the life of the loan but just know that this company is unlike Affirm, After pay or PayPal pay in 4. If God forbid you run into an issue and miss a payment, your credit score will be negatively affected!! Also, what was really maddening, was I signed up to pay through my bank account because it avoids a service fee. I was unable to make the payments go through this way (even after calling customer service multiple times) and was forced to pay with a credit card which tacked on a few more dollars in service fees every payment!!! Not happy! Why would they charge a service fee when they already were making an exhorbadant amount of interest to begin with?! I feel this company preys on the vulnerable when you're in a tough situation with a sick pet. Next time I will definitely look for another option.
ladywalker
May 29,2024This is the second time I used Scratcpay. The service is easy to use. And for this most recent loan, the interest rate was much better than Care Credit.
Kailey Lang
May 29,2024Thanks to ScratchPay, we never would have been able to attempt to save our girl, Amora. Unfortunately the outcome wasn't what we wanted but we can say that we gave it our all thanks to ScratchPay. Applying and making payments was very simple and I would highly recommend ScratchPay!
Brandi Vinson
May 27,2024This service SAVED my wallet when I had to take my poor Gigi to the vet! It went through right away! Even though we ended up receiving terrible tragic news about my baby, this part of the experience helped make it not even worse!
Nicole Marilynn
May 25,2024Scratch pay is a life saver! Their system is super easy to use and quick too! They always come in clutch and allow for easy repayment plans. Thank you Scratch!
Anais Ne
May 25,2024Scratch pay is the best! Only way im able to afford having a pet 😂
Ronda Moss
May 25,2024Scratch Pay is amazing! so much better than high interest credit cards. Thank you so much scratch pay!
Vicky Wells
May 24,2024Thanks for being there when we really needed! An unexpected vet bill came our way when our dog JuneBug became really ill. It was a relief to have your company have our back! Payments were reasonable and easy to pay. Thanks !
Liane Yanas
May 21,2024This was so helpful as we were surprised with high unanticipated veterinary bills for our pet. It eliminated a huge financial burden.
Angela Uzynski
May 20,2024It is stressful enough when you have a beloved pet sick, but also having to figure out how to pay for the treatment. I found scratch pay to be a wonderful experience and had no interest paid off within a certain allotted timeframe. I would definitely recommend & have recommended it to friends.
Angelica Delgado
May 18,2024Thanks to scratchpay I received attention to my cat, using these loan easy to pay no interest.. I'm happy because if no I don't knot what go to happen whith my cat.. five star 🌟 🤩 ✨️ 👌 rewards
Paul Shields
May 16,2024This was an easy way to pay for an unexpected Vet bill. The terms were easy to accept and I never felt at any point that I was being taken advantage of. I'd do it again and recommend Scratchpay to my friends and family,
Argentina Caudillo
May 15,2024This was a program that really helped me when I couldn't afford to take care of my cat.The payments were affordable and easy to start. Scratch pay made it easy for me to take care of my pet.
J ROMAN
May 15,2024Life saver in so many ways. Towards my fur baby first then also financially. Extremely helpful, patient, understanding and compassionate. Courteous beyond compare
Lynn Williams
May 14,2024I could not believe how easy it was and that I could finance my pet’s surgery. I am a single mom with three children in college and without Sratchpay I could have never afforded to provide my dog of 9 years (who was rescued from a dumpster)
Orion Michael
May 14,2024They helped me out when both of my fur kids were really sick and offered more if I needed it for the kids. Definitely made me feel better knowing that someone cared enough to help out when I didn't have the emergency room and treatment funds.
Susan Rorke
May 13,2024Took a bit of hunting to find where all the action commands were located in their website UI, but then really enjoyed how easy and simple Scratchpay makes their interactions with them. Liked the pared down, no bells and whistles website. The payment terms were "humane" for a change. A pleasure doing business with them! Wish their service wasn't limited to medical type businesses.
Michel Vidal
May 30,2024Great programs quick approval help always available. I will use again. Thanks