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Reviews 773
Miss Becky Wigley
Jun 02,2021Worst company ever.they just prey on the desperate people who they no have no other choice. Honestly avoid at all costs.as soon as you’re late with payments it’s none stop txt messages ,emails. I honestly don’t no how it’s legal what this company get away with
Varlan Vali
Jun 01,2021Never borrow money from that company, interest I too bigger
karen hardaker
May 31,2021Terrible company my son took a loan out 5 years ago and still owes £8093 and paying over 538 a month which is over a third of his wage . The loan should never have been give they take advantage of people in desperate situations. My son is unable to move on in life with the debt hanging over his head. I have put in a complaint and heard nothing
Tim
May 28,2021Never be a guarantor! I agreed to be a guarantor for a colleague who I believed would be able to manage the repayments. All went well for the first 6 months until he changed bank details and never updated them with amigo despite multiple calls, letters and emails. They eventually sorted it, but instead of updating their bank details took advantage of the covid 6 month pay freeze. When that period ended the account fell into arrears. Amigo couldn't get through to my borrower, who ignored every contact. I got chased with letters, emails, voicemail and texts threatening legal action, meanwhile my borrower can sit there with his thumb up his a**e ignoring it all! When I complained, saying amigo should do more to make contact they threw out my complaint saying "if they choose to ignore us that's up to them". By that logic surely we can all do the same and let someone else pay it back? In the end I have up, paid the arrears and cleared all debt. Didn't even get thanked by my collegue. Don't bother helping anyone. To quote Amigo's response below... (Can't reply to comments) "In a scenario where the loan falls behind, we will do everything we can to work with the borrower, including every attempt at calls, emails and letters, detailing the consequences of falling behind". No, they didn't work with the borrower, they call them a few times and then it falls to the guarantor. They threaten the guarantor with court. Usually for a borrower that ignores repayments...well with a proper loan company they have debt collectors that go to the borrower's address and apply pressure. None of that with amigo. I've wasted enough of my time and money. I just hope amigo do go under and they can't continue doing the same to others that they did to me (and many others).
Mark and kerry
May 26,2021Can we now have or get our redress refund ? As I've been waiting for over 18 months And amigo still happily taking my £309 a month each month
Stuart
May 26,2021Best news all day that’s the scheme hasn’t got the go a head,, the scheme is so unfair to customers I’ve just received my readiness back from the money shop I had a claim of £750 readiness but with the scheme I’ve walked away with £32 that’s 4.31p in every pound, it’s an insult so I’m glad this company won’t get the scheme
Nathan
May 25,2021Do not guarantee a loan with this company! I got told I would only be contacted as a last resort, but I get constant reminders and threatening phone calls, texts, letters, and emails if the borrower is late with their payment (even when they have already arranged to pay late with Amigo). The borrower should never have had a loan approved in the first place. Amigo will approve ANYONE regardless of credit history and checks, then harass guarantors instead. Avoid Amigo Loans. If you take the time to google "Amigo Loans News" you will see they are about to collapse anyway.
Stacey Earl
May 22,2021Been having some financial problems due to mental health and been off work recently, spoke to a lovely woman called allison who helped me. Allison was very helpful and reassuring and made me feel much better about the situation. After reading a lot of negative reviews and been scared to contact the company to sort out my problems that were pilling up I have to say I'm glad I chose to call today this woman is a credit to the company.
Lisa
May 21,2021I phoned Amigo Loans to ask for help to lower my payments as my mother died from covid in January and my circumstances have changed financially. I told them my bills had doubled and they didn't want to know...said 100 pounds to last me for the month after paying everything was acceptable. Shambles of a company...they have me worried about my finances...would rather get money from the devil than them. Agreement number 41062328.
Hello
May 19,2021Finally find out if the scheme gets the go ahead today personally in my circumstances just want a email or letter saying that's you done for paying your loan to me that would be fantastic for me financial! could start getting my money back on track 🙂
Saffron
May 14,2021Absolutely terrible company, taking a loan out with them was my biggest mistake. When I took out my initial loan, they didn't perform any thorough checks. If they did they would have seen payment plans and rollover credit and seen I wasn't responsible with money. But they approved my loan and 3 months later offered a top up, which I stupidly accepted. No further checks were done. Part way through my loan term, my income changed due to having a baby, a couple of months later, my partner (also my guarantor) was in a life changing accident (he was self employed at the time) and therefore our entire income was SMP and UC. Amigo showed no condolences and no support and still expected me to support my family and make full payment. I made a written complaint in July 2020 and it has yet to be resolved. Despite on many occasions being told it was 'nearly done' several times before the Scheme was proposed, clearly they were just stalling. On settling my loan this week, they sent a letter asking for a TrustPilot review and "We hope you'll consider using us again in the future." Avoid like the plague. Amigo may seem like a good idea, but they really are not.
ismet salih
May 12,2021What I want to know is how on earth they claim so many people have voted for the scheme yet only 3 thousand people have opposed it. That's absolutely ridiculous. If you see the number of complaints with the financial ombudsmen and your telling me none of those people opposed the scheme.. sure! You did your credit checks?! My mother was on benefits and they accepted her as a guarantor. I did not have a stable job at the time.. it was thanks to the loan I had to move far up north to afford rent otherwise I'd be living in a cardboard box. I managed to just about pay back the 10k I borrowed and then my mother suffered a stroke and I had to quit my career to move back home and help. I complained way before the corona crisis and my complaint was dragged on to the point where it is now in limbo and the FCA have decided to take a step back. If companies like amigo can get away with leeching on individuals, and yet expect a bonus for 5 executives for millions. That is absolute bull and in my opinion rigged. I messaged amigo begging them to release me from this debt.. I sent them letters to prove my mothers stroke and disability along with myself now being on carers allowance, and that I wish for the interest to be wiped atleast as a Good Will gesture. But no. Amigo is still adamant I owe them 15k and it goes up every month. How can amigo be trusted to decide on complaints when 88 percent of the complaints rejected by amigo were infact upheld by the FCA. Amigo cannot be trusted to deal with things justly and fairly. They haven't in the past and they certainly are not now. I'm asking you again amigo.. infront of everyone. I have pretty much paid what I borrowed. Please understand my mother is a paralyzed stroke patient.. she is no longer fit to be my guarantor. I have been through hell and back and I am still struggling. Please remove all interest.. and allow me to pay only what I borrowed. That's all I am asking for. I don't even want compensation!
Kelly
May 11,2021This company is a joke
Macca
May 10,2021Vote against this deceitful act from a loan shark company that as caused misery for thousands of people and people have committed suicide because of there outrageous harassment, I was one of the lucky ones because I had good people around me to keep me safe, the owner of this business JB is a disgusting SUB-HUMAN who should be in prison scum of the earth VOTE NO Update as you can see from below this is a biased opinion and one that will only benefit Amigo loans and it’s backers, they have treated people like scum and now want people to be kind to them, 😂😂😂 get lost and do one HA HA COURTS WHERE NOT FOOLED BY THIS AWFUL OAN COMPANY GOOD LETS HOPE THIS OWNER JB IS BANNED FROM BEING A DIRECTOR FOR LIFE DISHONEST DISGUSTING SUB HUMAN
Ron
May 10,2021I initially voted "yes" without really thinking about the implications of the scheme, I've gone back on it. I was a guarantor and should absolutely not have put myself up as one! They actively encouraged the loanee to get more top ups. My prerogative is to make sure I get myself off the loan, don't care about the redress, if that means they go down, so be it.
Sabrina Akhter
May 07,2021Amigo had really helped out when my mum needed the money for new car for her work, and other things that need to be pay of but the interest is slightly higher. Amigo was also really helpful though out the pandemic gave me and my mum time to pay back small amount then the usual amount every month but lucky we only had 3 payment left till it was all paid back. I would recommend amigo to family and friends but only if you really need to. Wish the interest would be lower, we had borrowed £10000.
Dilan
May 06,2021I started my complaints process long before December 2020 cut off date, yet they have also placed me in the redress scheme. I had complained well before the scheme was established, with little to no communication. after further research and other reviews, i can see i have been placed into the scheme to 'save them money' when in actual fact, my redress should have been dealt with separately as my case was started long before this scheme was introduced. Amigo, please reply to me, so that this can be resolved. as it is unfair i started my claim months before your redress scheme was announced, yet, you have still put me into it when it should have been resolved well before.
Laura Curtis
May 05,2021The most immoral company out there, their model is based for desperate people. Once you’re with them you are stuck they offer no real help and back you into a corner even if temporarily financially stuck! Major regret being so silly to get involved with this company, COVID-19 has highlighted the good companies out there who would not actually like you to struggle monthly and arrange affordable payments! I WILL BE VOTING NO, hopefully this will stop companies like this even being formed.
Charlie Speary
May 02,2021If you are still paying off your loan, you would have to be a total mug to vote 'yes' - even if they decided to compensate you, the amount would be miniscule, furthermore, if they go in to administration, all debts would be handled by administrators and you would only pay what you owe, without the ludicrous amount of interest being added daily, you would probably also be able to have your monthly affordability reassessed and make payments that are more affordable, which this scum, would never allow, even if it had you thrown on the streets. You would also have the satisfaction of these low lives who will happily threaten and harrass your elderly relatives until they are ill, being on the dole where they belong. A 'yes' vote would show that you have learnt no lessons since taking out a loan with these people in the first place. Let them rot.
Nova Building, 118-128 Commercial Road, Bournemouth, , BH2 5LT, Bournemouth, GB
https://www.amigoloans.co.uk/CRC
tereza o
Jun 05,2021Made a complaint 6 months ago and still stuck in this nightmare. This company is a cancer! The government should close them down and wipe out our loans use the money in the company to pay the redress 🤬Funny how all the positive reviews have stopped now voting as ended🤷🏼♀️ Why did you try to stop my review how many other bad reviews have you stopped?? When will you settle my complaint 😡