Estateguru
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Estateguru is the leading Pan-European marketplace facilitating property-backed loans for SMEs and carefully selected investment opportunities for our global investor base. We are developing a digital and borderless ecosystem for real estate financing and investing in Europe and beyond. By connecting different service providers, SMEs and investors into one single marketplace, we can offer something unique that other financial institutions cannot – the seamless, cross-border and digital service for borrowers and investors. The team consists of over 80 professionals from across the globe, and based in Berlin, Manchester, Helsinki, Yerevan, Tallinn (HQ), Riga, and Vilnius.
In realizing our philosophy that investing should be attainable for everyone, we allow investments of as little as €50, while also working with established institutional investors and some of the largest real-estate developers in Europe. Our aim is to make investment simple, democratic, transparent and safe. Through comprehensive due diligence, and careful selection protocols, we have facilitated investor returns of over €58,000,000, at an annual average return of over ten percent.
Reviews 776
Dimitar Ivanov
Jun 08,2024EstateGuru has proven to be a complete disappointment with their recent changes. Their decision to increase the withdrawal fee from a reasonable 1 EUR to an outrageous 3 EUR is nothing short of a money grab. It's a blatant disregard for their users, who now have to pay triple the amount just to access their own funds. But that's not all. Introducing a 50 EUR inactive fee is an insult to injury. This is nothing but a predatory tactic to squeeze more money out of their users, penalizing them for not being constantly active on the platform. It's absurd and unjustifiable. To make matters worse, a significant number of their German projects have defaulted, leaving investor money stuck with no clear resolution in sight. EstateGuru’s legal team is struggling to collect the debts and recover investments, further highlighting their incompetence. EstateGuru’s greed is evident, and their lack of respect for their users is astonishing. These changes are not justifiable and show their true colors. If you're considering using EstateGuru, think twice – their exploitative fees, mismanaged projects, and ineffective debt recovery efforts are red flags you can't ignore.
Mantas
Jun 08,20243eur withdraw??? 50eur per month for inactive account??? What about all default s that caused my account to be inactive? Haw can I be active If almost all your loans are defaulted? I don't even know If I will get my money back and they are charging me on top of that... estate guru - cash grab
Anton
Jun 08,2024Simply shockingly disappointing. Not only are most of my investments in default and cannot be withdrawn or reinvested, EstateGuru now charged me EUR10 for inactivity. And why inactivity? Because most loans in default. Disgusting. So they charged me for their failed risk management. I am rating them 2 only because withdrawals are quick once something is repaid.
Yohann
Jun 07,2024Tous les bons avis ne peuvent être que des faux ou de personnes n'ayant jamais investi sur la plateforme. Taux de défaut de paiement de plus de 50%, des frais d'inactivité de 10€ par mois. Ce qui était à l'origine une très bonne plateforme est devenu l'une des pires. A éviter absolument car leur fin est certainement proche.
Todd Stuchiner
Jun 07,2024100% of my loans are in default and now they charge me money for not investing more. On the off chance any real people at EstateGuru are reading this, you are greedy, disgusting and immoral individuals. I hope you get investigated for fraud by the government.
Alexa Joyce
Jun 07,2024I want to close my account but because I have a defaulted project I am obliged to keep my account pending recovery. I just want to leave!
Eglė
Jun 07,2024Pretty bad. After almost two years, I've received only a fraction of my original investment with 0 information on what happened to the projects I invested and my money. They now charge you 10 euros each month if your account is inactive. But I was just waiting for my investment. I tried to withdraw the money, but I had only 3 days after the notice, and it takes at least a day to get your IBAN number confirmed. They declined it once even though I followed the procedure. So, now they took those 10 euros and I'm still missing half of my investment. Avoid it.
Tom Jakopovic
Jun 07,2024I have invested with EG for few years already. At first the experience was good - they had low amount of defaults, projects seem to be paid on time and there has been some recoveries. But everything changed since they made huge strategic mistakes and enter German market. me like many others were fooled and invested into those loans, and now 70% of my portfolio is in default. What is worse, there is no clear path as to recovery of those loans. Instead of trying to compensate to investors for their lack of professionality and wrong decision, in order to save the company they started to introduce all these crazy fees, which in the end make the total risk vs reward ratio very high. Just a few days they raised withdrawal fee for 200% and introduced inactivity fee if people dont want to invest anymore into their bad product and just leave. This is morally not right, and many investors try to find way out, including myself. One important note, they promised to recover at least 38M EUR this year, but so far they haven't been even close to that. Of course they blame it on external factors, but these are just excuses. Finally, you can check for yourself in the unofficial telegram channels or via social media such as P2pEmpire.
Edmundas Juknevičius
Jun 07,2024On 04.06.2024, I received a notification from Estateguru about the charging of an inactive account. In order to withdraw funds, I found a requirement to reassign the account, although I did not make any changes to the account, I made payments from the same account. After re-entering the data, I did not receive any confirmation of the account within two days, and the fee for the inactive account was written off promptly. Meanwhile, Estateguru performs its duties very poorly - 100% of the German and Finnish loans are unsecured, but no specific actions are taken, according to Estateguru's reports - recovery plans have been being prepared for more than a year. I recommend all investors to cut ties with Estateguru as soon as possible
Tommynator
Jun 07,2024Ich habe mein Privates Konto gewechselt. Von EstateGuru kann ich leider nicht auf mein neues Konto Auszahlen obwohl ich alle Nachweise erbracht habe. Um das ganze zu unterstützen habe ich von meinem neuen Konto Geld zu EstateGuru überwiesen. Das Geld ist angekommen und wurde meinem EstateGuru Kontostand gut geschrieben. Aber ich kann weiterhin nicht auf mein Neues Konto abbuchen. Was ist da los? Der Support antwortet nicht.
CER
Jun 07,2024The company is having misleading marketing promises I invested eur 100 k. After 4 years eur 30 k in default, no signs of any recovery. I wish I never did the investments. Worked hard for my savings and trusted the wrong people.
Alexandru Oancea
Jun 07,2024Buy that cool pair of glasses, the latest and greatest mobile phone, throw a party, go to an exotic island - all these are better investments than this sh*** platform. 2 years after “investing” I’m not able to withdraw whatever is left - they don’t bother to verify the IBAN I’ve submitted within their own timeframe just to steal 10€ more. 50% of the account in default - only because I stopped the auto investment gimmick the moment I saw how good that tool works…for them.
res cog
Jun 07,2024Ho urgenza di ritirare i miei soldi ma li tengono bloccati perché non portano a termine la procedura di verifica del mio IBAN. Sul sito c'è scritto che ci vuole al massimo un giorno, ne sono passati quasi tre e ancora nulla. Ho provato più volte a contattarli in chat ma non rispondono. Mi sento truffato.
David va
Jun 07,2024Most of my funds are in default and locked for a long time. In the meantime estateguru introduces alot of extra fees. Not recommended.
plan timeplan
Jun 07,2024Estateguru hackt sich gerade die Hand ab, die sie eigentlich füttert... Ich bin seit 3 Jahren dabei, war recht zufrieden anfangs, die Inaktivitätsgebühr ist eine Frechheit, genau so wie die 3fach gestiegene Auszahlungsgebühr. Ich bin raus, wenn Estateguru so weitermacht geht die Plattform unter...
ROBIN
Jun 06,2024This company is unable to manage the loans issued. Do not invest there, most loans end up in default, and you may wait years for your money. Is EG still in existence? I doubt it.
Arim Jossé
Jun 06,2024Locked out of my account but money will be withdrawn in 3 days, because account is "inactive", while support takes up to 5 days to reply. Also their service number for my country has been blocked. Aaand they only have this one number. Do i have to say more about this situation?
Maarja-Liisa Mark
Jun 06,2024ETTEVÕTE nagu nime järgi estateguru, on ,,toredalt, ,petnud, kelmitanud, varastanud aastaid nn.projektidega inimeste vara endale kasu teenimiseks. samamoodi on toimetanud growdestate . kes kellelt eeskuju on võtnud ? esitatud projektid on jätkuvalt tagatisega, kuid vahendaja kasutab klientide raha oma elu parendamiseks. nüüd siis uued ,,toredad,, üllatused, tahad oma raha, maksa, juba 50 raha. kallid inimesed, palun ignoreerida kõiki estateguru pakkumisi, samuti growdestate, nad on hullemad kui börsil kauplemine. üks kunagine artikkel, 2023/10/19 , äripäev, kahjuks ei tohi seda siia postitada.
Consumer
Jun 06,2024Unseriöse Gebühren - 50€ pro Monat für Inaktivität, dabei warte ich nur auf die sich hinziehende Rückzahlung überfälliger Kredite. Ich bekomme den Eindruck man möchte um jeden Preis verhindern mehr auszuzahlen als eingezahlt wurde. Habe mein Geld nicht zurück bekommen - Rendite schon gar nicht. Und durch die Strafgebühr werde ich mein Geld wohl auch nicht wiederbekommen. Es sei denn ich investiere wieder - ja ne, is klar.
Nicole
Jun 08,2024Nach all den Ausfällen in der jüngeren Vergangenheit scheint sich das Kreditportfolio sehr verbessert zu haben. Daher hatte ich wieder mehr Vertrauen in die Plattform gewonnen und wollte meine Investitionen ohne Unterbrechung fortsetzen. ABER: Aktuell haben sie einen richtigen Bock geschossen und verspielen das verbliebene bzw. neu wachsende Vertrauen ihrer Anleger. Dass ein Konto plötzlich nach einem Jahr ohne Neuinvestition als inaktiv gilt und mit einer hohen Inaktivitätsgebühr belastet wird - obwohl sich wohlgemerkt noch ausgefallene oder aktiv laufende Kredite im Portfolio befinden - ist unverschämt und unseriös. Zugleich wurde auch noch die Abhebegebühr von 1 € auf 3 € erhöht. So die bereits durch die Ausfälle gebeutelten Anleger dazu zu zwingen, neu zu investieren, damit mögliche Erträge nicht auch noch von den unangemessen hohen Gebühren aufgefressen werden, ist nicht nur absolut frech. Es stößt auch Investoren ab, die weiterhin regelmäßig investieren woll(t)en und von den vorgenannten Gebühren aktuell gar nicht betroffen wären. Diese Versuche, die Anleger immer mehr mittels Gebühren auszuquetschen oder zum Investieren zu zwingen, wirken sehr verzweifelt. Das macht so skeptisch, dass immer mehr Investoren erst recht das Weite suchen - und die Plattform sicher nicht weiterempfehlen. Sorry Estateguru - aber dieser Schuss ging eindeutig nach hinten los. Schade. Estateguru scheint Lichtjahre von den Anlegern entfernt zu sein. Die Kommunikation lässt sehr zu wünschen übrig. So ein schlechtes Marketing ohne jegliches Fingerspitzengefühl sieht man selten. Ständig werden neue und höhere Gebühren aus dem Hut gezaubert und den Investoren quasi fristlos mit plumpem Verweis auf die neue Preisliste vor die Nase gesetzt. Ich kann hier nur noch den Kopf schütteln und frage mich wirklich, ob sich die Plattform mit solch einem Geschäftsgebaren und dadurch sinkender Reputation auf dem Markt halten kann.