Estateguru
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Estateguru is the leading Pan-European marketplace facilitating property-backed loans for SMEs and carefully selected investment opportunities for our global investor base. We are developing a digital and borderless ecosystem for real estate financing and investing in Europe and beyond. By connecting different service providers, SMEs and investors into one single marketplace, we can offer something unique that other financial institutions cannot – the seamless, cross-border and digital service for borrowers and investors. The team consists of over 80 professionals from across the globe, and based in Berlin, Manchester, Helsinki, Yerevan, Tallinn (HQ), Riga, and Vilnius.
In realizing our philosophy that investing should be attainable for everyone, we allow investments of as little as €50, while also working with established institutional investors and some of the largest real-estate developers in Europe. Our aim is to make investment simple, democratic, transparent and safe. Through comprehensive due diligence, and careful selection protocols, we have facilitated investor returns of over €58,000,000, at an annual average return of over ten percent.
Reviews 776
MARVIN WESCHE
Jan 02,2025Meine Rückzahlungen aus Krediten kam zufällig genau vor der Gebürenabbuchung. Und zwar wurden direkt 50€ als Gebühr berechnet. Ich kann nur jedem abraten sich bei ESTATEGURU ein Profil anzulegen. Das Richt da ganz stark nach Betrug für mich.
Dmytro Kireiev
Jan 02,2025I used to be pretty confident about Estateguru from the very beginning. My history starts 3+ years ago and the first income of 1.01 euros. But, there are a few but. My portfolio default rate is 31% atm. The platform says my annual return is 9.64%. Which is quite fake, as my real calculated return is 4.17%. Now, reading all those negative feedbacks I'm concerned about my money.
Bruna Lazzari
Jan 01,2025Statene alla larga. Imparate ad investire sui mercati, in ETF azionari e obbligazionari. Lí se studiate prima, siete lungimiranti e costanti, guadagnate. Qui, perdete soldi. Iniziato ad investire nel 2020, ora ho il 30 % del mio investimento iniziale in default. Sono circa 2 anni che nulla torna disponibile, pur avendo selezionato inizialmente i prestiti più prudenti.
roman hüsler
Jan 01,2025Many loans are in recovery - seems poor vetting / poor due dilligence regarding the german assets. As the communication is very bad and no progress is visible for months and years, I have written off the loans and the plattform as a whole already months ago. Progress on another front though: Estateguru introduced new fees for inactive accounts. My opinion: What a scam plattform! stay away
Eduardo
Dec 31,20243€ charge for withdrawals and 10€ monthly charge for "dormant" accounts... You lot have no shame! Recover the loans in default and stop charging customers for your terrible management!!!!
David Mark Dror
Dec 30,2024I am satisfied with the performing loans comprising most of my portfolio. However, like many investors, I hold non-performing loans in Germany, where recovery has been challenging. I accept part of the responsibility for choosing these loans due to their higher interest rates, but factors beyond my control have exacerbated the situation. EstateGuru has struggled to recoup the equity so far, primarily due to the sluggish German real estate market and the bureaucratic complexities involved in legal enforcement. That said, I appreciate EstateGuru’s transparency and ongoing recovery efforts. They have made several changes to their credit policy and partnered with external debt servicers to handle problematic loans, which has already led to some recoveries, although the process may take a few years. EstateGuru has also informed me through regular updates, which has been reassuring. In many cases, I have been able to negotiate terms with positive results, and overall, I remain satisfied with the platform. I’ve even increased my portfolio with them and have recommended it to others who are also satisfied. I wish to add that my customer relations representative has done a fantastic job of advocating for my interests with senior management. Their professionalism and dedication have been instrumental in resolving issues, and I feel well-supported by the team at EstateGuru.
Ville Aikala
Dec 30,2024I can't recommend it. Been an investor since 2020. Too many loans go into default. The default processes are very long and often not succesfull. The secondary market does not work with defaulted loans. Getting even 50 % of your defaulted loan capital is very difficult. The collateral values are not legit.
Andreas Holly Hollmotz
Dec 27,2024Once a very good P2P platform, today a tragedy in itself - even a service fee of €3 is charged for withdrawing money. The platform is currently doomed to failure
Nick
Dec 25,2024Investments defaulted for over 2 years with zero updates. No due dilligence was done, they approved super dodgy German projects.
Chris F.
Dec 24,2024Hier verbrennt man sein Geld aktiv. Diese Plattform ist ungeeignet Sicherheiten für die Kreditgeber zu geben und dafür zu sorgen, dass nicht jeder Immobilienkredit hier auf dieser Plattform landet um anschließend sofort zahlungsunfähig zu werden.
Tijme Roelofs
Dec 23,2024100% default en sinds kort zijn withdrawal kosten van 1 euro naar 3 euro gegaan en dien je bij geen activiteit voor een bepaalde periode ook nog 10 euro te betalen: boeven. Leningen zijn "gebacked" met first rank mortgage waarmee ze je gerust willen stellen dat je geld terug komt, maar in de tussentijd zijn we al 2 jaar verder en heb ik nog nauwelijks iets terug gezien
Marcel Michalski
Dec 22,2024Internetseite ist recht übersichtlich gestaltet, Anmeldung und Investitionen ebenfalls einfach durchzuführen. Leider war es das dann auch schon mit meinen guten Erfahrungen. Bin seit fast 2 Jahren dabei und leider werden die meisten Kredite in meinem Portfolio nicht bedient. Laut Estateguru werden die angegebenen Sicherheiten der Kelreditnehmer eingeklagt, keine Ahnung wie lange so etwas dauert... Wer sich dort anmeldet und investiert, sollte definitiv nur Geld einsetzen auf das er oder sie komplett verzichten kann.
George.
Dec 21,2024FRAUD! I have been waiting for two years!!!
Sofia Ferrari
Dec 19,2024I have tried many platform and this one is by far the worse one. My investment has been in default for several months.
Lukas Zieringer
Dec 13,2024ACHTUNG SCAM!!! Ich warte nun seit 2 Jahren auf meine Investitionen. Ich habe mein Geld nie wieder gesehen! Sehr ärgerlich
Hugo Marques
Dec 12,2024Não coloquem aqui o vosso dinheiro, 80% dos emprestimos entram em default , felizmente não investi muito, o que investi já dou como perdido.
robert koning
Dec 11,2024Dont do it. you will not see your investments back again. And if you dont invest for 1 or 2 years there is an inactivity fee. Intentions of this company are skeptical.
TD
Dec 11,2024Das (von Estateguru selbstgemachte) Desaster auf dem Deutschen Markt hat dazu geführt, dass sich inzwischen 100% meines Portfolios in "Recovery" befinden. Diese Rückholung wird sich laut dem Estateguru-Management noch Jahre hinziehen. In der Zwischenzeit versucht man durch unverschämte Zusatzgebühren (Verwaltungsgebühr, Inaktivitätsgebühr, Abhebegebühr, Zweitmarktgebühren) die restlichen Euros der Kleinanleger abzuschöpfen. Ob dies ein Zeichen von kompletter Verzweiflung und/oder kompletter Ignoranz gegenüber den Investoren ist, die Estateguru groß gemacht haben, soll jeder selber für sich entscheiden. Ich bin mit diesem Unternehmen fertig.
Sergiy Stoyan
Dec 09,2024Avoid! They just steal you money by defaulting your loan. My loan has been in default for 3 years with no progress. They feel free to do anything they want. They need to be prosecuted by investors.
johnny
Jan 03,2025"I am deeply dissatisfied with EstateGuru and their handling of my portfolio. While the performing loans may seem decent, I am trapped with a significant portion in non-performing loans in Germany. I was lured by the promise of higher interest rates, but now I'm paying the price. EstateGuru has proven utterly incapable of recovering the equity on these defaulted loans. The German real estate market is a disaster, and their legal efforts are bogged down in bureaucracy. It's clear they lack the expertise to navigate these complex situations. Their so-called "transparency" is misleading. They downplay the severity of the problem and offer empty promises of recovery. Their "credit policy changes" are too little, too late. I feel abandoned and ignored by EstateGuru. The customer service is a joke. My "representative" is powerless and offers little more than platitudes. I have been repeatedly misled and feel completely let down by this platform. I strongly advise against investing with EstateGuru. They are incompetent and unresponsive to the needs of their investors. it's a SCAM, a pure FRAUD platform"