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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Michelle
Jan 09,2024I have used Scratch Pay and Care Credit. I highly recommend Scratch Pay. They actually apply the correct amount when you make a payment. They authorize more than one loan at a time which helps since I have two dogs.
angie moreno
Jan 08,2024The approval was fast and it was easy to find the clinic in the Scratchpay suggestions. They gav eme the amount i requested almost instantly. Also, the customer service is great. I told them i needed an extension to pay off my remaining last balance and they gave it to me! Very helpful!
Melissa B
Jan 08,20246 months of no interest, allowed me to afford the cost of my Pet's care.
Pam Stammer
Jan 08,2024When you go to make a payment they charge you a $2.50 fee to do it when you are on a promo that if you pay off in 6 months there r no interest charges. When you try to pay by ACH it sends you to an outside vendor to process. Not comfortable sending my financial information to another company. Care credit is much better and easier to use.
david pullen
Jan 07,2024It definitely was useful. I didn't have the money to use for the cats treatment. This saved my wife's cat which definitely helped with the home life.
M. Smith
Jan 06,2024Easy to scan the QR right at the vet's office
Mayra Antunez
Jan 06,2024I really appreciate programs like this to help with unexpected emergencies. I used Scrach Pay for vet expenses and we are so happy we got the help we needed to help our pet and make comfortable payments. More vet offices need to offer this.
Kristen
Jan 06,2024Scratchpay really helped out when my beloved dog, Zoe, was having heart trouble, and I needed some help. Easy to pay off.
Donna Owen
Jan 06,2024I had to get a scratchpay loan when my beloved dog became very sick and we didn't know if he was going to live or die. The loan process was very easy which was good because that made it so much easier for me to concentrate on my dog. The ACH process and payoff was great as well, very easy!
adri
Jan 05,2024this is so helpful if you need to take care of your furr baby and don't have the funds at the moment. the app is super easy to use and very user friendly :)
CATHERINE D.
Jan 05,2024Absolutely amazing, I had an unexpected Lil pup fall into my life and she had a pretty bad skin issue and I was stressing about how to help her, and because of Scratchpay I was able to get her seen by a vet they got her all better. I love how easy it was to apply and to make payments.
Emilie Bourque
Jan 04,2024It gives me major relief when I go to the Emergency vet for something completely unexpected and I don't have to wrack my brain for the entire bill right away. It had been a tough year financially for me in 2023 and having scratchpay to break the big bills into installments is also fantastic!
Debbie
Jan 04,2024Scratchpay has been a blessing. Customer service has been good. It is convenient and a great resource. I highly recommend using Scratchpay.
Dorothy
Jan 04,2024Our dear Halo got sick and we didn’t have the funds needed so we turned to Scratchpay and they were there for use. Thank you for help in a time of need
Jessica Matthews
Jan 04,2024I've used Scratchpay a couple times. Customer Service is always pleasant when I have questions and the payment plans are always affordable.
customerMJB
Jan 02,2024our daughters service dog and multiple growths thay needed to be removed and biopsied. Thank goodness they were benign. Scratch pay made the 2 payments small enough to be paid easily over a year. Thank you.
CLAY TYCE
Dec 29,2023This loan was a life saver for our dog when she needed surgery. Surgery was a success, and this loan covered all the bills. We were able to pay it back within the 6 month interest free period, and my family was thankful that we were able to get the surgery done quickly thanks to Scratchpay.
CARRIE ISGRO
Dec 29,2023Very Pleased being able to sign up with Scratch pay for taking care of my dog, Percy at Ideal Veterinary Hospital in Oak Ridge, TN! Simple, Easy, A Real Pleasure, A+, Thank You So Much!
Consumer
Dec 27,2023Scratch Pay helped save our dogs life when we didn’t have the funds available to pay an emergency clinic in full for his treatment. Repayment was convenient.
CHEVADA DENSLEY
Jan 10,2024Using scratchpay was very easy and convenient, the clinic was notified right away and the payment process was easy!