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Amigo Loans

Hosted by David Simmons

1.5 (773 Reviews)

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Reviews 773

1.5

Out of 5.0

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Kirstyann Kelbie
Jun 14,2022

I’ve been with amigo for 3 years I’m only owe them one more payment and that’s next month and hopefully looking to get another loan soon

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Battlingvictoria
Jun 14,2022

Overall I was happy with the service once loan was completed. I was able to pay loan off early and make a final settlement once account was closed they took a further payment the day after. They added interest and have offered me a lower amount than what they took after my final settlement telling me there was interest to be added. The amount of interest does not add up to the amount amigo has taken. I would advise to cancel direct debit straight away as Amigo will take more than what they are owed hence the 2 stars plus I have not been paid the money back after weeks of paying up in full. I also have to call them to give bank details as they wipe your account details although they owe you.

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Ghassan On
Jun 02,2022

Took loan in 2010 they never checked anything then after lost my job and got ill couldn't make any more payments from 2012 they have been updating until now 12years later they never put default they just keep putting missed payments this debit should have been removed tried to remove it as the law state its older than 6years should be removed TransUnion refused to remove it .any explanations .iam disabled and they ruined ny life

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Will B
May 26,2022

Terrible company who should be shut down and never be allowed to trade again. Currently in the midst of a court case and hopefully we get out money back

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Danny
May 23,2022

I took out a loan for £5,000 in 2013 and kept up with my repayments until 2015 when the full balance was repaid and the agreement concluded. In 2020 a company approached me and advised that I could be due compensation from Amigo and a complaint was filed for miss-lending. Amigo agreed that they were at fault, and compensated both myself and the guarantor. It was clearly wrong of me to make a complaint, as this resulted in Amigo deciding that I now somehow owe them just over £600, which they have now marked on my credit file, although I've not received any formal demand for payment in two years. I recently checked my credit file and noticed that Amigo has been sending updates to the credit reference agencies on a monthly basis for the past 2 years, but still I have heard nothing about this during that time. When I queried this with them, they advised that this was the amount I owe them following the outcome of my complaint in 2022 relating to my credit agreement of 2013. I advised them that this agreement now falls outside of the statute of Limitations act and as per the Consumer Credit Act, requested a copy of a valid credit agreement for this amount. The company simply sent me a copy of the original agreement and declined my request to remove the data from my credit file. When I threatened them with the Financial Ombudsman, they advised that there is a 'super claim' with them currently and so the ombudsman would not intervene. So as far as I'm concerned, that means they think they can do whatever they want until the super claim is concluded and they go out of business (or not). I really hope this company loses its credit license soon because the way they milk everyday people for ridiculous amounts of money is horrendous.

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Guest
May 20,2022

Very poor experience. Was a guarantor for a relative. The original loan ammount was extended without consulting me. The loan was then not paid and serious arrears were allowed to build up, not a word from amigo to prevent it happening. Ended up paying thousands more in totally avoidable arrears. Be careful , nothing better than back street loan sharks.

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Mysterious Stranger
May 09,2022

Don't consider this company when you are looking for a loan. I did and my daughter was my guarantor. After a year of paying this loan I became ill and could not work. I rang them up explaining my difficulties and that I was seeking help from stepchange debt charity. And they took me straight to court,I wasn't able to obtain legal advice and so obviously amigo won by default. I still have long term depression and a ccj so a big no thanks amigo.

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James B
May 07,2022

Took a loan out when I was desperate, felt like a noose around my neck for a very long time. The amount I paid back on top of the existing loan was staggering, borrow £10,000 paid back £23,700. Its really not worth the stress, loan shark Company's like this should be banned. Never in my life will I ever use amigo again.

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Je M'appelle Dolly
May 02,2022

Great service

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John
Apr 30,2022

I'm a garentor to a loan taking out and I get more hassle then amigo loans trying to help the debitor with the repayments. The person who took out the loan fell sick from work and amigo weren't willing to help him. So in result I got bombarded by the company for money even though the person taking out the loan was willing to make some payment until getting back on there feet. Also each month they were extra paid on the loan and the loan is due to be finished next month and the person who took the loan made a partial payment as we would be finished the loan a month ahead of schedule and I was once again bombarded with emails saying account in arrers when the account had extra paid each Monet once account got up to date. They don't help people and you come out worse before the loan even started. This is a company that pray on the weak and feck them over. STAY AWAY PEOPLE.

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Les Bache
Apr 28,2022

Cant thank amigo enough. Specialy Dean and Kim. Who helped so much, dew to my health issues and work issues and struggling with anxiety, have put my mind at rest and been outstanding

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Samantha
Apr 26,2022

I had a few issues due to circumstances but Dean from amigo was very friendly very helpful and super understanding. Everything is now sorted with a big thanks to Dean. He made me feel very relaxed with no pressure. Such a lovely friendly guy. Thankyou Dean for making it a pleasant experience.

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Inga
Apr 21,2022

I truly don’t understand how this company has positive reviews. I really hope they go bankrupt.

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Holly
Apr 21,2022

Recently paid if my loan and got my final statement , my closing balance is now a minus number , with no explanation as to what this means or what I have to do.

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Stefan Wells
Apr 19,2022

Absolutely terrible service bunch of wasters do not deal with these people just get you in a deeper hole than what u started in.. ruined my credit score even tho they won’t accept a payment from me w*****s

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Mrs. Diane Wells
Apr 19,2022

DO not trust this so called company…….. they are cowboys not bothered about he customer just get you in to more debt……. very UNHELPFUL

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Mizkayyy
Apr 18,2022

I had a call from the customer service today, about my account, As I’m going through a rough patch at the moment… she said her name was Melissa, she listened what I had to say, she understood what I was going through she advised me what to do next and help me with my Situation she was very honest, helpful and Constructive…. We need more Customer service like melissa…

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Mindy Williams
Apr 06,2022

Disgusting company I pay 187 monthly so please tell me why my interest is 187 as well which is not paying nothing towards my loan then other months its different. Bunch of crooks smh. Don't do it people even if your are desperate find something else

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Black Rose
Apr 02,2022

This is a Terrible company. How the hell they have any positive reviews is beyond me. I agree with the people calling them legal loan sharks. They may as well be, as they hound you the moment there is a late payment. Also the intrest rate should be criminal. 50%? How do they expect people who they lend to to pay it back? Oh I forget they don't. Hence why you need a guarantor. If you like the people around you don't do it. I promise it is not worth it. Also please vote NO on the scheme. This company deserves to go bankrupt. They don't want you to vote yes for your sake, no they only want you to vote yes so they can carry on being a legal loan sharks.

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Shannon Bonere
Mar 26,2022

Vote against the new scheme but vote for the wind down scheme the wind down scheme is where the company will shut down.

01202 629 200 [email protected]

Nova Building, 118-128 Commercial Road, Bournemouth, , BH2 5LT, Bournemouth, GB

https://www.amigoloans.co.uk/CRC

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