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Scratchpay provides pet parents with simple & friendly payment plans for veterinary care. High approvals, no hidden fees, no surprises.
Reviews 990
Landra
Oct 05,2023I’ve used scratch pay 3x now for different pets & am so happy I found this payment plan! Would never use care credit every again after using scratch pay - no checking credit score and easy to use!
Sheri Stockwell
Oct 05,2023I have used Scratchpay a few times, they have came to my rescue each time. It seem when an emergency would come up with one of my 4-legged family it couldn't of happened at the most inconvenient time and it would be stressful, how was I going to cover those costs and monthly obligations and keep my head above water and that's when Scratchpay would come in and just be so helpful. Thank you Scratchpay ,you are a wonderful group and I appreciate how quick and easy you make things and made everything possible so I could have my healthy happy pups back home soon and eased my mind regarding the bills from the vet.
Bonnie Hines
Oct 05,2023I've been using this plan for a long time. It's easy and so needed when my dog(s) have been ill. Thank you Scratchpay!
Kelly Patton
Oct 03,2023They never could figure out the direct deposit. Multiple calls to them and they said it was set up correctly but didn't know if it would work"this time". They wanted me to call back at 9pm to see if the payment went through. Or they'd say it would be automatically deducted but the payment would pull from a credit card. Paid off early because it's such a pain to use.
customer
Oct 03,2023Scratchpay helped us save our Mocha’s life and I will be forever grateful 🩷 On a 4th of July morning, it took less then five minutes from application to approval and off she was to emergency surgery!
Dawn
Oct 02,2023I was approved right away if I didn’t get the help from scratch pay I don’t know what I would have done I have 2 puppies and wasn’t ready to let them go
Cynthia Lopez
Oct 01,2023Flexible! Affordable! Just love it!
Melissa Perez
Sep 30,2023Easy to apply for help when you need it. Everyone I talked to for information and help was extremely knowledgeable and helpful. The monatary assistance in an emergency situation relieved the burden of needing help with dignity.
Alyssa
Sep 30,2023Scratchpay has been there in my Cat's emergencies # times. Very helpful and thankful it exists.
Judith Garcia
Sep 30,2023This is the third time I use Scratch Pay to help pay for unexpected fur baby bills. The application is easy and notifications of approval is fast. I love that the funds go directly to your vet & the payment amount & due dates are pre-set.
DM
Sep 29,2023This was my 3rd loan and always a great experience. Never had any issue. When we need the most, they are there to help. Is fast and secure.
Cher G.
Sep 29,2023I waited a really long time to get my teeth fixed. I'll be going in stages. Having scratchpay have me the final push I needed to make it happen though. Being able to stretch payments out on these kinds of bills is beyond helpful.
Amanda Vasquez
Sep 27,2023Easy. I had 1 late payment and they were fast and friendly with helping me get back up to speed.
Meredith Westerback
Sep 23,2023We had an animal medical emergency that we needed help making the payment to vet over a weekend. Scratchpay allowed us to save our pet and we could pay it off interest free within a reasonable time frame. I’m so thankful for the help.
Leah Madden
Sep 22,2023I love Scratchpay! This company is incredible. I have had a few times where I wasn't able to afford my dog's vet bills and Scratchpay has enabled me to get a loan to pay for her care. You guys rock!
Jorene Spohn
Sep 22,2023Scratch pay came thru quickly to help me with my sick pet. Low payments and low fees. We are very grateful. ❤️❤️
Susana Hobbs
Sep 22,2023Scratch Pay was a life saver! My BFF, Sassy needed to have surgery on her eye asap. I didn't have the financial means to do this. I was able to be approved for a loan to cover this unplanned expense
Andrea Brua
Sep 22,2023It really helped to have scratch pay when we had an unexpected emergency vet visit. It gave me the peace of mind I could get my pet help and not worry initially about the cost.
Kami Starnes
Sep 21,2023If it wasn't for this app giving me the funds when I didn't have them, my fur baby couldn't have gotten help.
Kashuel Klip
Oct 06,2023Over paid and the interest was terrible